If you are set to buy a credit card, there are a slew of features that you should be aware of. There is no denying the fact that a credit card enables you to buy some time — usually 40-45 days — when you use it to buy items of necessity or luxury. It works on revolving credit which means you spend money, pay it back and borrow it again. There is a rate of interest which kicks in when you miss out on payment. During the interest-free period, however, there is no interest rate which is applicable.
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