Digital wallet payments can now be made using any UPI app

If you have money in a digital wallet such as Paytm or PhonePe, you can also use it to pay at shops or online without having to switch between different apps

The Reserve Bank of India (RBI) has now allowed users to pay from their digital wallets using any UPI-enabled app, as long as the wallet has also completed full KYC (Know Your Customer) verification.